Privacy Policy

Scope and Application of Policy

At Elmark Marketing and our related entities (“Elmark Group”), we are committed to protecting and maintaining the accuracy, confidentiality and security of your personal information as a client of Elmark Marketing. This Client Privacy Policy describes the personal information Elmark Marketing collects from or about you, how we use that information, and to whom and in what circumstances we disclose that information.

This Client Privacy Policy (“Policy”) applies to all commercial and business relationships in which Elmark Marketing is engaged. The Policy is intended to comply with privacy legislation relating to commercial activity in all jurisdictions in which Elmark Marketing operates, where such legislation is in force.

If you have any questions or complaints about the application of this policy, please contact Elmark Marketing

Collection, Use and Disclosure of Personal Information

For purposes of this Client Privacy Policy, personal information means any information about an identifiable individual, other than the person’s business title or business contact information when collected, used or disclosed in the course of commercial activity, to conduct business with you or provide services or products to you.

The type of information we collect about you includes the following:

Elmark Marketing uses the personal information above for different purposes relating to the management of our business and our relationship with you. These purposes include, but are not limited to the following:

Elmark Marketing shares your personal information with its employees, auditors, contractors and consultants and other parties, including its subsidiaries and affiliated companies (the “Elmark Group ”) who require such information to assist us with administering our business relationship with you. These include third parties that provide services to us or on our behalf, third parties that collaborate with Elmark Marketing in the provision of services to you and third parties with whom we contract to perform our services.

In addition, your personal information may be disclosed or transferred to another party (including to another member of the Elmark Marketing or an affiliate of Elmark Marketing) in the event of a change in ownership of, or a grant of a security interest in, all or part of Elmark Marketing through a sale transaction or some other form of business combination, merger or joint venture. We will disclose personal information in these circumstances only when the third parties agree to use such personal information solely for the purposes evaluating and carrying out the transaction and, with respect to that information, to act in manner consistent with the principles articulated in this Client Privacy Policy.

Elmark Marketing may contract with third parties located in one or more countries outside of Singapore and Malaysia to provide Elmark Marketing with processing, storage or other administrative or data-related services. Please be advised that in that case your information may be transferred to, processed, used and stored in those countries, and that the governments, courts or law enforcement or regulatory agencies located in those countries may be able to obtain disclosure of your information through the laws of, or pursuant to a lawful order made in, those countries.

What Data We Collect and How We Use It

We may collect the following categories of information for the purposes explained below.

Consent

We require your consent to collect, use and disclose your personal information in accordance with this Policy. Consent may be expressed or implied. Express consent may be given orally or in writing, including electronic transmission. Implied consent is consent that can be reasonably inferred by your action or inaction. By providing us with the personal information described in this Policy, we assume you have impliedly provided Elmark Marketing with your consent to collect, use and disclose your personal information in accordance with this Policy.

You may withdraw or limit your consent to Elmark Marketing’s collection, use and disclosure of your personal information at any time, subject to your legal and contractual obligations you may have to us as a result of our business relationship. You must provide reasonable notice of the withdrawal of your consent. All communications with respect to the withdrawal or limitation of your consent should be directed to us

In some circumstances, Elmark Marketing is entitled, or required, to disclose your personal information without your consent. These circumstances include, but are not limited to:

Protecting your health or safety

Accuracy and Retention of Personal Information

Elmark Marketing endeavours to ensure that any personal information in its possession is as accurate, current and complete as necessary for the purposes for which we use that information. If your personal information changes or you believe information we have about you is not accurate, please notify us as soon as reasonably possible. Any request to verify or correct your personal information must be made in writing to Elmark Marketing. In some circumstances, we may not agree to your request to change your personal information, but will instead append an alternative text to the record in question.

We keep your personal information only as long as it is required for the reasons it was collected. The length of time we retain information varies, depending on the product or service and the nature of the information. This period may extend beyond the end of your business relationship with us but it will only be for as long as it is necessary for us to have sufficient information to respond to any issues that may arise at a later date and to comply with applicable law and regulatory requirements. When we no longer require your personal information, we will either destroy or erase it, or we will make it anonymous such that it cannot be associated with or tracked to you.

Safeguarding Personal Information

Elmark Marketing is committed to protecting the security of your personal information. We endeavour to maintain physical, technical and procedural safeguards that are appropriate to the sensitivity of the personal information in question. These safeguards are designed to prevent your personal information from loss and unauthorized access, copying, use, modification or disclosure.

Access to Your Personal Information

You may ask to see the personal information we have about you. A request to review your personal information must be made in writing to Elmark Marketing. Elmark Marketing will endeavour to provide the information requested within a reasonable time from the date of the written request, or within the time otherwise required by law.

If you make a request to review your personal information, we may request specific information from you to enable us to confirm your identity and right to access such information. We may also require information that would assist us in locating your personal information. We may charge a fee to access your personal information; if so, we will notify you of that fee at the time you make your request or within a short time thereafter.

Elmark Marketing reserves the right to decline to provide access to personal information in certain circumstances. These include, but are not limited to, circumstances where the information requested:

Where information requested will not or cannot be disclosed, Elmark Marketing will provide the reasons for non-disclosure.

Revisions to This Policy

Elmark Marketing may amend this Client Privacy Policy from time to time to reflect changes in its legal or regulatory obligations or in the manner in which we deal with your personal information. We will post any revised version of this Policy on our website at www.Elmark.com.sg. We encourage you to review the website on a regular basis. Any changes to this Policy will be effective as of the date posted on the website.

Interpretation of This Policy

Elmark Marketing has the responsibility and authority to interpret and administer this Policy. This Policy does not create or confer any additional rights or obligations to those imposed under provincial or federal privacy legislation. Should there be, in a specific case, any inconsistency between this Policy and applicable provincial or federal privacy legislation, then this Policy will be interpreted to give effect to and comply with such privacy laws.